Escrow: To finalize the sale of a home, a neutral, third party (the escrow agent) is engaged to assure the transaction will close appropriately and on time. Escrow holders hold money for “safe-keeping” in transactions between a buyer and seller. PayPal is a good way to picture an escrow company. Tying up any loose ends like receiving funds, finishing forms, obtaining the documents for loans and liens,...
Buyers
There are certain expected costs associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you’ll want a real estate expert in Oklahoma to help guide you through your process.Loan-related closing costsPoints (optional)Appraisal FeeCredit ReportInterest...
Comanche County Home Buyer ListIt’s a given that house hunters – whether new to the process or experienced homeowners – want to buy their ideal house. And, it’s easy to get lost in the choices with all the homes in Lawton, Oklahoma that look like possibilities (list price, location, etc.).To help you narrow your “possibilities” list from the computer to the list of places you visit, take this...
Let Sasseen Realty Group at Remax Professionals assist you in purchasing your home in LawtonFor a lot of people, purchasing a home is a stressful event. But with a little planning ahead of time, it isn’t all that complex. So they’ll know exactly what to expect, we will supply buyers with an overview of the whole deal. Here are my nine steps to purchasing a home. When you’re ready to get started, just...
Looking to buy your first home in Lawton?It’s a big venture to buy your first home. It can also be a bit frightening. We bet you’ll likely need some expert direction along the way — and you’ll certainly want an experienced real estate agent looking out for your greatest interests. We are veterans in Lawton real estate, and we’re absolutely trained and equipped to aid you in buying your first...
When relocating to a new area, you can have an overwhelming amount of things on your mind: New job, new school, new church, new routines, and of course, finding a new place for your family to call “home”. At Sasseen Realty Group at Remax Professionals, we understand this, and we are experts in relocation. We have a long history of finding buyers the right home by going through a very specific checklist...
Real estate prices are forever in flux. By and large, house values appreciate in the long term. But, of course, there is always a certain amount of risk in real estate.When your house appreciates you have a bigger asset to borrow against, and you’ll generate a greater profit when you sell. Property values in Lawton move up and down for numerous reasons, so how will you know what you’re investing in now...
Loan Application ChecklistIn general, the documentation you will need includes:Check for application feeProperty Information (if you already have a contract on a house)Purchase Agreement.Copy of legal description and MLS sheet.If you are selling your current home, copy of listing contract.If you have sold your current home, copy of settlement statement (HUD-1).Income & AssetsPay stubs for the last 30...
Take Advantage of Loan Pre-QualificationA number of factors determine the price range of homes you’ll want to preview – one of these factors is loan pre-qualification.As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:Employment HistoryCredit History and ScoresMonthly Income and ExpensesWith my knowledge of the mortgage market, I’ll help you...
Scoring Your Credit – How’s Your Credit Score The home buying process doesn’t start with getting pre-approved for a loan or with choosing a real estate agent. The quality of your wallet starts the home buying process. Without an acceptable credit score, buying a house is harder and, you could end up renting longer than you expected in Comanche County until your score improves.The Fair Isaac...